What They Offer
MIAB provides bespoke insurance and expert advice offering a range of products designed to protect you and your practice. Due to their sector expertise and flexibility, they can cover GP practices, GP federations, dental practices, pharmacies and out of hours providers.
Insurance Products for General Practice
Locum Insurance covers hiring a Locum, temporary staff or extra hours worked by existing team members. The policy pays for as long as the insured person remains unable to work (up to 52 weeks), with a policy which can be adapted to work alongside the NHS reimbursement scheme.
Insurance Products for Dental Practices/Pharmacies
Business Overheads Insurance provides cover when accident, sickness or other absence affects your practice. It may include the appropriate portion of the practice’s fixed overhead for which the absent staff member is responsible.
Insurance Products for All Providers
Practice Insurance covers medical, commercial, staff, property and equipment-related risks for GP practices, dentists and pharmacies. The policy is shaped to your needs so you don’t pay for cover you may not need.
Professional Indemnity Insurance is a genuine alternative to MDO cover and protects against medical malpractice liabilities. Whether you are looking for individual cover or cover for your business, MIAB will be able to assist.
Management Liability Policy against practice and corporate liabilities such as CQC inspections and problems as well as employment, partnership and shareholder disputes. Both liability policies have access to a Medico-Legal Helpline for assistance and advice.
It offers three covers in one including:
- Directors and Officers Liability
- Company Legal Liability
- Employment Practices Liability
- Other Organisations
MIAB also offer cover designed for PCN and Federations. The Federation & Provider Company Insurance is designed to protect the organisation, those running the organisation and the professionals delivering the services.
MIAB is a trading style of Lloyd & Whyte Ltd who are authorised and regulated by the Financial Conduct Authority under register number 306077. Lloyd & Whyte Ltd registered in England No. 03686765. Registered office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA.